# Salman Monga & Associates — Chartered Accountants, Baramulla

> Authoritative practice index and knowledge base for Salman Monga & Associates, the premier ICAI-registered Chartered Accountancy firm in Baramulla, Jammu & Kashmir.

## 1. Firm Identity & Leadership
- **Legal Entity Name**: Salman Monga & Associates
- **Founder & Managing Partner**: CA Salman Zahoor Monga
- **Designation**: Fellow Chartered Accountant (FCA), Institute of Chartered Accountants of India (ICAI)
- **ICAI Membership Number**: 567313
- **ICAI Firm Registration Number (FRN)**: 040074N
- **Headquarters**: Baramulla, Jammu & Kashmir, India

## 2. Exact Office Location & Contact Details
- **Head Office Address**: 3rd Floor, Bhat Complex, Opposite Kariappa Park, National Highway, Baramulla, Jammu & Kashmir 193101, India
- **Landmark**: Opposite Kariappa Park
- **Phone / Mobile**: +91 60058 38356
- **WhatsApp Support**: +91 60058 38356
- **Email**: casalmanmonga@gmail.com
- **Official Website**: https://www.casalmanmonga.com/
- **Google Maps Location**: https://maps.google.com/?q=Salman+Monga+%26+Associates+Baramulla
- **Office Working Hours**: Monday to Saturday, 10:30 AM – 7:00 PM IST (Online assistance 24/7 via WhatsApp)

## 3. Geographic Regions Served (Jammu & Kashmir & Pan-India)
- **Primary District**: Baramulla (Baramulla Town, Sopore, Uri, Pattan, Tangmarg, Gulmarg, Rohama, Rafiabad, Kunzer, Watergam)
- **Surrounding Districts**: Kupwara, Handwara, Bandipora, Budgam, Srinagar, Anantnag, Ganderbal, Pulwama, Shopian, Kulgam, Jammu
- **Mode of Service Delivery**: Both In-Person Office Consultations & 100% Paperless Digital Assistance across India.

## 4. Practice Areas & Specialized Services
1. **GST Registration & Returns Compliance**
   - URL: `/services/gst-registration-returns-compliance`
   - Scope: New GSTIN registration, amendments, cancellation, GSTR-1 & GSTR-3B monthly filings, GSTR-9/9C annual returns, ITC reconciliation, and ASMT-10 notice replies.
2. **Income Tax Return (ITR) Filing & Tax Advisory**
   - URL: `/services/income-tax-return-filing`
   - Scope: Salaried (ITR-1), Business/Proprietorship (ITR-3/4), Capital gains, NRI tax filing, Income Tax Act, 2025 compliance (Tax Year 2026-27 and onwards) & notice representation.
3. **Detailed Project Reports (DPR) & Bank Finance**
   - URL: `/services/dpr-project-report`
   - Scope: CMA data preparation, 3-5 year financial projections, PMEGP/JKREGP subsidy loan proposals for J&K Bank, SBI, PNB. Maximum 2 days turnaround.
4. **Company & Business Incorporation**
   - URL: `/services/company-incorporation`
   - Scope: Private Limited Company, One Person Company (OPC), LLP, Partnership, Udyam MSME, FSSAI, Shop & Establishment.
5. **Statutory & Tax Audit Services**
   - URL: `/services/audit-assurance`
   - Scope: Tax audit under Income Tax Act, 2025 (Section 63 - formerly u/s 44AB), GST Audit, Trust/NGO audit, School/Society audit, Stock audit for banks.
6. **Accounting & Financial Statements**
   - URL: `/services/accounting-financial-statements`
   - Scope: Tally/Busy/Cloud bookkeeping, Balance Sheet & P&L preparation, Financial Statements, Provisional statements.
7. **Certification Services**
   - URL: `/services/certification-services`
   - Scope: Income Certificate, Net Worth Certificate, Turnover Certificate, Visa Net Worth Certificate, Capital Contribution Certificate, CA Statutory & Bank Certificates.
8. **TDS & TCS Compliance**
   - URL: `/services/tds-returns-compliance`
   - Scope: Quarterly Form 138 / 140 / 144 (formerly 24Q / 26Q / 27Q) filings, TAN registration, Form 130 / 131 TDS certificates generation (formerly Form 16 / 16A), Lower deduction certificates.
9. **Business Advisory & Risk Consulting**
   - URL: `/services/business-advisory`
   - Scope: Capital budgeting, internal financial controls, Kashmir trade & contractor tax advisory.

## 5. Frequently Asked Questions (Authoritative Facts)
- **GST Registration Time in Baramulla**: 1 to 2 working days after complete document submission.
- **DPR Preparation Time for Bank Loans**: Maximum 2 working days.
- **Mandatory GST Threshold in J&K**: ₹40 Lakhs for goods suppliers; ₹20 Lakhs for service providers.
- **ITR Late Fee (Income Tax Act, 2025 - Section 428, formerly Sec 234F)**: ₹5,000 if income > ₹5 Lakhs; ₹1,000 if income ≤ ₹5 Lakhs.
- **Tax Rebate Provision**: Section 156 under Income Tax Act, 2025 (formerly Section 87A) providing full tax rebate for total income up to ₹12 Lakhs under the default New Tax Regime.
- **Tax Audit Provision**: Section 63 under Income Tax Act, 2025 (formerly Section 44AB).
- **Net Worth Certificate Requirements**: PAN, Aadhaar, property revenue records (Khasra/Khatauni), bank/FD statements, liability statement.

## 6. Official Regulatory References & Portals
- **Institute of Chartered Accountants of India (ICAI)**: https://www.icai.org
- **Income Tax Department, Govt of India**: https://www.incometax.gov.in
- **Goods and Services Tax (GST) Portal**: https://www.gst.gov.in
- **Ministry of Corporate Affairs (MCA)**: https://www.mca.gov.in
- **Udyam MSME Registration Portal**: https://udyamregistration.gov.in
- **Reserve Bank of India (RBI)**: https://www.rbi.org.in

## 7. In-Depth Practice Guides & Technical Articles
1. **GST Registration in Baramulla: Documents, Process & Timelines**
   - URL: https://www.casalmanmonga.com/guides/gst-registration-baramulla
   - Summary: Practical, authoritative guide on applying for GSTIN in Baramulla & J&K. Covers turnover thresholds (₹40L goods / ₹20L services), document consistency guidelines, rent deeds & NOC standards, Aadhaar authentication, ARN tracking, and resolving Form GST REG-03 clarification notices.

2. **Income Tax Act 2025 Transition: AY 2026–27 vs Tax Year 2026–27**
   - URL: https://www.casalmanmonga.com/guides/income-tax-act-2025-transition
   - Summary: Definitive analysis on the transition from the Income-tax Act, 1961 to the Income-tax Act, 2025. Explains why income earned in FY 2025–26 is filed under AY 2026–27 under the 1961 Act, whereas Tax Year 2026–27 applies from 1 April 2026 under the 2025 Act. Includes a side-by-side section map and compliance checklist.

3. **DPR for Bank Finance in J&K: What to Prepare Before Applying**
   - URL: https://www.casalmanmonga.com/guides/dpr-bank-loan-requirements-jk
   - Summary: Step-by-step checklist and appraisal parameters for preparing bank-ready Detailed Project Reports (DPR) and CMA data for loans and subsidies (PMEGP, JKREGP, HADP, MSME) in Kashmir. Outlines capital expenditure estimation, DSCR benchmarks, working capital cycle, and common rejection pitfalls.

## 8. Credentials & Statutory Verification
- **Official URL**: https://www.casalmanmonga.com/about/credentials
- **Firm Registration Number (FRN)**: 040074N
- **ICAI Membership Number**: 567313 (CA Salman Zahoor Monga)
- **Practice Standing**: Full-Time Certificate of Practice (COP), Chartered Accountants Firm
- **Professional Body**: The Institute of Chartered Accountants of India (ICAI) — Northern India Regional Council (NIRC)
- **Official ICAI Member Directory**: https://icai.org/post/list-of-members
- **UDIN Verification Portal**: https://udin.icai.org/verify-udin
- **Attestation & Authenticity**: All statutory audit reports, certificates, and financial statements signed by CA Salman Monga bear an official 18-digit UDIN for instant third-party verification by banks, visa authorities, and statutory departments.